Need Quick Cash? GTBank’s QuickCredit Platform is just a USSD Code Away!

It’s no news that the banking sector is currently undergoing digital disruption, I remember how perfectly normal it was to queue in banks and correspond with your bank by post:

But everything is rapidly changing, and one bank that has been at the forefront of this change is GTBank. 



One of the ways they are changing the game is through QuickCredit — so, if you are a salary earner, and want to borrow money upfront without visiting the bank or the need for a collateral or guarantor, GTBank has a special USSD code — *737*51*51# that lets you obtain loans instantly thereby enabling you to meet your financial needs. The best part about QuickCredit is the fact that you can get a maximum loan amount of N5million at an interest rate of 1.75% per month and up to 6-12 months payback period.

During this period,  GTBank will deduct the QuickCredit loan payment along with the interest rate from your salary account monthly.

Using this is also straightforward! Just dial the code on your phone — *737*51*51# 

You will immediately get a message that shows if you are qualified to obtain the loan and the amount that you are qualified for ( Remember that this is only accessible to customers who have a salary account with GTBank and earn more than N10,000 monthly) otherwise, you’d get a message like this:



Once you are qualified, set the amount you want to borrow and  follow the other prompts 



You will immediately be credited with the requested amount. 

As earlier stated, QuickCredit has up to 6-12-month payback period, but you can liquidate it anytime by dialing *737*51*55#

Once again, this process will happen within a second.


So, anyone here used QuickCredit? What are your thoughts?


4 comments on “Need Quick Cash? GTBank’s QuickCredit Platform is just a USSD Code Away!

  1. Suleiman says:


    It’s a cool and revolutionary feature brought forward by gtbank.

    Nice one

  2. Princewill says:

    Every bank in Nigeria should try and emulate gtbank… They don’t stree people like others do

  3. Nnoli Keneth says:

    And my stupid union bank and FCMB are not seeing these features to copy but will always increase their SMS charges and other useless costs on me.

    I think I will make a switch for it.

    In other news, thanks fro bringing this up to the lime light you just got GTBank some new customers.

  4. JohnJuwel says:

    My bank ooo
    The post is really educating.
    And the fact that the interest rate is low.
    That is juicy.
    Thanks for the info
    Aunty Tobi, greet miss TECHY for me ooo.

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