It’s no news that the banking sector is currently undergoing digital disruption, I remember how perfectly normal it was to queue in banks and correspond with your bank by post:
But everything is rapidly changing, and one bank that has been at the forefront of this change is GTBank.
One of the ways they are changing the game is through QuickCredit — so, if you are a salary earner, and want to borrow money upfront without visiting the bank or the need for a collateral or guarantor, GTBank has a special USSD code — *737*51*51# that lets you obtain loans instantly thereby enabling you to meet your financial needs. The best part about QuickCredit is the fact that you can get a maximum loan amount of N5million at an interest rate of 1.75% per month and up to 6-12 months payback period.
During this period, GTBank will deduct the QuickCredit loan payment along with the interest rate from your salary account monthly.
Using this is also straightforward! Just dial the code on your phone — *737*51*51#
You will immediately get a message that shows if you are qualified to obtain the loan and the amount that you are qualified for ( Remember that this is only accessible to customers who have a salary account with GTBank and earn more than N10,000 monthly) otherwise, you’d get a message like this:
Once you are qualified, set the amount you want to borrow and follow the other prompts
You will immediately be credited with the requested amount.
As earlier stated, QuickCredit has up to 6-12-month payback period, but you can liquidate it anytime by dialing *737*51*55#
Once again, this process will happen within a second.